insorance

  How SBA helps small businesses get loans The U.S. Small Business Administration helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need. In order to get an SBA-backed loan: Visit our Loans page to find the loan that best suits your need Enter your Zip Code on  Lender Match  to find a lender in your area Apply for a loan through your local lender Lenders will approve and help you manage your loan SBA only makes direct loans in the case of businesses and homeowners  recovering from a declared disaster . SBA partners with lenders to help increase small business access to loans. Loans for borrowers 7(a) loans A group of SBA loans which guarantee portions of the total amount, cap interest rates, and limit fees. Read more about 7(a) loans 504 loans Long-term, fixed-rate financing to purchase or repair real estate, equipment, machinery, or other ass...

Insurance: Definition , How It Works, and Main Types of Policies By JULIA KAGAN Updated July 18, 2022 Reviewed by CHARLES POTTERS Fact checked by KATRINA MUNICHIELLO Insurance Investopedia / Daniel Fishel What Is Insurance? Most people have some kind of insurance: for their car, their house, or even their life. Yet most of us don’t stop to think too much about what insurance is or how it works. Put simply, insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Insurance policies are used to hedge against the risk of financial losses, both big and sml, that may result from damage to the insured or their property, or from liability for damage or injury caused to a third party. 1 KEY TAKEAWAYS Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific...